Posted: Apr 04, 2013 8:00 AM
With tax day approaching like that ominous dark cloud before a storm, the last thing you need to worry about is trying to remember all of your passwords! Between all the rules (one number, one letter, 8 characters or more…) you are about to pull your hair out. Well, breathe a sigh of relief because we’re solving your password problems once and for all!

Get organized

You tackle that hall closet, you straighten up your desk, so why don't you organize your passwords too? Because it's aggravating, that's why! How many times have you forgotten your password only to have to go through the several steps to change it yet again? How often have you been unable to remember even your security question that only you are supposed to know! (Hey, in your defense, that first concert was a long time ago!) Now couple your forgetfulness with your spouses and your older kids and you are in password hell. But here's the good news, if you're ready to pacify that password problem, it is not only easy, but quick.

Password do's and don'ts

To get started, here's a quick course in Password 101:

  • Do have one unique password for every site. So that means, even though it would be a lot easier for you, don't use the same password for multiple sites.
  • Do create safe passwords that can't be guessed. The longer the better, it should contain at least 8-14 characters and it's important not to use words in a dictionary as those can be run through by a computer in minutes. Definitely don't use part of your name or email address, etc..

So, I know what you're thinking. If you can't use the same password for multiple sites (and if you're an online bill payer and have multiple email addresses, you could have dozens) then how are you going to remember all of them? Especially those that require you to change them frequently. Well, there are some great storage servers and apps that can help you out. Best part? You only have to remember one password to access all the others. Just one.

Keep track of your passwords

Experts agree that you should use a password management application which stores all of your passwords and requires you to remember only one to get to them all. Storage servers like Sticky Password Pro and 1Password and apps like pwSafe can help you keep track of your passwords.

More about organizing your finances

Make a home office work for you
Income tax tips for parents
Digitizing your finances benefits you and the environment