Posted: Dec 30, 2013 9:00 AM
One of your resolutions is to spend less and save more. Rather than relying on Excel spreadsheets and that check register you can never seem to balance, let these top financial apps help you achieve your money goals. You'll be back in the black before you know it! Personal Finance personal finance's personal finance app has been voted a top app pick by CNN Money, MacWorld and more, so of course we are going to add it to the top of this list. This app allows you to track, budget and manage your money wherever you are. Bank accounts, credit cards and retirement plans can be added so you know exactly what your financial situation looks like at all times. Information is automatically synced and can be accessed on iPhones, iPads or on the computer.

With security measures that include a four-digit pin and mobile deactivation if you lose your phone, this is an app you can trust to help you keep your budget in check. Everything about this app makes me happy.

Get it^ The personal finance app is available for free in iTunes.

Manilla Bill and Account Manager

Manilla Bill and Account Manager app

Overwhelmed with accounts all over the place? Don't worry. The Bill and Account Manager app by Manilla is here to help you. This powerful app can manage all of your accounts, monitor your bills and send reminders when something needs to be paid. Think of it as an all in one financial organizer to get your finances in check.

Manilla's security practices have been verified by leading securing agencies so you can feel safe entering your account information in the app. I like this app because it manages not only financial accounts but also travel reward programs, magazine subscriptions and more.

Get it^The Manilla Bill and Account Manager app is available for free in iTunes and Google Play.

HomeBudget with Sync

HomeBudget with Sync app

Managing your personal finances is hard, especially if there is more than one person spending money in the home. That's where the HomeBudget with Sync comes in handy. Not only does this app track expenses, income, bills and account balances, it also has family sync. With this feature, devices in the same household will automatically update the budget. That way, you don't have to track down receipts from your spouse or your kids when they spend money from the family account.

Sadly this money management app does cost a few dollars to download, but the family sync feature alone justifies the money you'll spend on it.

Get it^The HomeBudget with Sync app is available for $5 in iTunes and $6 in Google Play.

Check – Bills & Money

Check – Bills & Money appCheck – Bills & Money is another personal finance app that manages the bills and money for you. Bills can be tracked and paid from within the app, reminders are sent when bills are due and account balances are all available. Plus, the app will also alert you if funds are low, credit limits are near or if there is any suspicious activity on your accounts.

While this app doesn't track as much as some of the others, I do like the peace of mind that comes from the unusual activity alerts and the low funds notifications.

Get it^The Check – Bills & Money app is available for free in iTunes and Google Play.


BillGuard app

If you're anything like me, you probably use a card for almost all of your purchases. Whether it's a debit or credit card, the BillGuard app will protect these accounts from gray charges, fraud and billing errors as well as help you stay on top of your spending. With beautiful charts that show money spent, you can compete with yourself each month to lower your spending.

This app won't help you stay on top of your bills or the balance of your savings account but it will allow you to stay on top of charges on your debit and credit cards. For some, that's all you really need.

Get it^The BillGuard app is available for free in iTunes. An Android version is said to be released soon.

Budget Boss

Budget Boss app

If you need an app to help you keep your budget on track and not a whole financial organizer, Budget Boss is a good choice. This easy-to-use app allows you to create a budget which it uses to predict how your financial situation will look in the future. If you stray from your projected budget, manual adjustments can be done and calculator tools will help to figure out how long it will take to pay off those credit cards or other debts.

This personal finance app is great for those looking for something simple to assist with budget planning and money saving. I like the budget summary pie chart and the daily balance outlook. Great for a quick view of the finances.

Get it^The Budget Boss app is available for $1 in iTunes.

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